Uses For 10 Everyday Items

Coffee filters: After you spray windows with cleaner use coffee filters to wipe them. They won’t leave streaks or lint.

Aluminum foil: Fold a sheet of foil several times and cut through it with a pair of dull scissors to sharpen the blades.

Rubbing alcohol: Simply pour some alcohol over an ink stain and wipe it with a soaked cotton ball.

WD-40: This household product handily removes crayon marks from most surfaces.

Hand lotion: Besides doing a good job of keeping your shoes shiny it will ensure that the leather stays soft and supple.

Alka Seltzer: Grind up some aspirin tablets and mix them with a couple of teaspoons of water to relieve the itch of a mosquito bite. Also, if you drop a few Alka Seltzer tablets into the water around your fishing hole, the bubbling action will attract fish.

Honey: Some varieties of honey can be used as a very effective antibacterial agent and will also reduce scarring on wounds.

Bananas: Just rub the inside of a banana peel over your silverware and watch the tarnish disappear.

Toothpaste: Save money by using toothpaste to clean sink fixtures and even eliminate garlic odor from your hands after cooking.

Cinnamon: Keep ants at bay. Just sprinkle it around your home wherever you have an ant issue.

Larry Cirnigliaro | FOR ALL YOUR REAL ESTATE NEEDS! | CELL: (714) 394-6649

Most common passwords used.

RealtorMag.com | The obvious password you use for your devices may be making you vulnerable to a data breach. Keeper Security, a password management software firm, analyzed more than 10 million login details leaked online through data breaches that occurred in 2016.

The most popular password that continues to be used: “123456,” which the firm’s analysis showed was used 17 percent of the time by hacked accounts. The next most common password was the similar “123456789.”

The firm did note one piece of progress on the password front: The word “password” finally dropped from fifth position on the list to now eighth.

Here were the most commonly used passwords in 2016, according to Keeper Security. If you find one of your passwords on the list, be sure to go change your password now!

1. 123456

2. 123456789

3. qwerty

4. 12345678

5. 111111

6. 1234567890

7. 1234567

8. password

9. 123123

10. 987654321

Follow these tips to stay secure on-the-go. Staying safe on the go!

Password-protect your smartphone: Always lock your phone when it’s not in use, set it to automatically lock after being idle for a set amount of time. Set your phone to use a longer and stronger password than the default 4-digit unlock code if this option is available on your phone. For even better security, set your phone to erase all data after 10 bad password attempts.

Clear data from your smartphone frequently
Delete text messages from financial institutions, especially before sharing, discarding, or selling your phone. If you visit banking websites using your phone, delete the cookies and cache regularly. Better yet, use dedicated apps for online banking.

Always download apps from reputable sources
Criminals try to lure people into signing up for mobile banking using fake apps and/or websites.
Always visit your direct mobile banking site to verify the sources of your online banking applications. If you’re considering adding an app to your mobile device, review the app’s permissions so you understand what the app is capable of doing before you decide to download it.

Remove personal information before replacing your smartphone.
Don’t rely on carriers, recycling firms or phone deposit banks to “clean” your phone before disposal or resale to third parties. Follow your phone manufacturer’s instructions to remove all personal information from your phone before decommissioning it.

What it Means to Be a Good Neighbor

Realtormag.com | Ninety-nine percent of Americans say they’re a good neighbor, finds a new survey by the Community Associations Institute, a community association governance and education group.

What is a good neighbor? Being quiet, friendly, respecting your neighbor’s privacy, and cleaning up after your pet, CAI’s 2016 National Good Neighbor Day Survey finds.

Eighty-three percent of respondents say face-to-face interactions are the most common way they communicate with their neighbors.

Also, having a dog helps to meet your neighbors, the survey found. Eighty-three percent of respondents said they get to know their neighbors while walking their dog.

Many people say they’re proud of the neighborhood they live in. Eighty-six percent say they are proud to live in their neighborhood and actively recommend it to their friends and colleagues.

Call today, let’s discuss your individual goals for purchasing or selling a property and find out if you can benefit by these low rates. Larry Cirnigliaro (714) 394-6649 – For all your real estate needs.

We make things happen

It is amazing how much luckier the homeowner is who lists his or her property with an action oriented real estate agent. Good luck just seems to follow the seller who has the hardest working agent. He or she always seems to be lucky enough to sell for a better price and to endure fewer inconveniences than the homeowner who has listed with a passive agent.

An agent with an aggressive marketing plan can save a home seller a lot of time, earn a lot of money for him or her, and eliminate a lot of aggravation. If you are thinking of selling a home, seek out an active agent!

We guarantee that our marketing plan is one of the most aggressive in the real estate industry. We give you our plan in writing, and if we don’t perform as promised, you will have the right to cancel the listing agreement.

Thank you for your consideration. You are appreciated!

Presented by Larry Cirnigliaro Real Estate Broker CRIA President CEO
Coastland Realty, Inc., California
714-394-6649
E-mail: LarryC@agents.househunt.com
eBusiness Card / My Home Page
CA# 01186227

Housing Inventory is Low

The inventory of available homes is not big enough to satisfy the needs of the buyers in the marketplace. If you are giving any thought to selling a home, please call me today. I have pre-qualified buyers who are ready to purchase a home now!

Homes are selling quickly and for premium prices. If you want to sell a home, with minimal inconveniences and for a great price, now is the perfect time to do so. Call or email us today for a free, no-obligation professional home evaluation!

Here is what you need to know about home inspections

If you’re about to hire a home inspector here are some important things you should know. First, home inspections are intended to point out adverse conditions, not cosmetic flaws.

An inspector will point out conditions that need repair and/or potential safety-related concerns. They won’t comment on cosmetic items.

A home inspection report is a basic report. The inspector considers hundreds of items during an average inspection on both the inside and outside of the house. But if they see something that demands a more in-depth inspection, they will recommend that you enlist the services of an expert in that area.

Home inspectors work to a strict code of ethics and can lose their license if they do otherwise. A reputable home inspector will not conduct a home inspection if his or her fee is contingent on untruthful conclusions. Once an inspection is rendered, any failure in the systems or integrity of the home must be disclosed to all parties to the transaction.

Inspectors are not responsible for the condition of the home. Inspectors don’t go behind walls or under flooring, so if you buy a home where an expensive problem surfaces after the sale, you won’t be able to make the inspector liable.

As a buyer, you need the home inspection to decide if the home is in condition that you can tolerate. You can use the report to show the seller the need for a certain repair or negotiate a better price. You can also take the report to a contractor and use it to make repairs or to remodel a section of the home.

One thing you should not do when buying a home is skip having the home inspected. A home inspection is relatively cheap and could save you big money in the long run. It’s also required by many lenders, particularly for FHA loans. A home inspection gives you valuable information needed to make a sound buying decision.

I’d be more than happy to discuss this further with you and answer any questions you may have. Just give me a call.

What is dual agency? Larry breaks it down…

Q. I am totally confused by dual agency, can you explain it?

A. Dual agency is the most commonly misunderstood real estate relationship. In dual agency, an agent represents both buyer and seller in the same transaction, such as when an agent sells his buyer his own listing.

The part of this arrangement that confuses people is that an agent representing both buyer and seller becomes a neutral party. They cannot advocate or seek an advantage for either client. They must be extremely careful about what they say to each party.

They legally cannot share the other party’s confidential information so as not to create an advantage on one side or the other. They must represent both equally and fairly. Dual agency must be fully disclosed in writing and consensual by both parties.

There are some benefits, however – the paperwork can move a little faster, the agent may work for a reduced commission, and communication can be more efficient.

In reality there is no distinct advantage to either the buyer or seller to dual agency, but there can be significant problems if all parties do not clearly understand the implications of this arrangement.

The very basics of dual agency make it impossible to serve clients in the best way possible, which is why more and more states are doing away with it.

The only clear advantage is to the agent who makes more money in the transaction by getting a commission on both sides of the deal.

I’d be more than happy to discuss this further with you and answer any questions you may have. Just give me a call.

Tips to finding the right babysitter

In this day and age with a lot of nut cases running around, finding someone you can trust with the most precious people in your life is not easy and should be taken very seriously. Trusting someone with your children isn’t a decision you can make lightly, so devote all the time it takes to find the right one. Here are some things to look for.

If your child is an infant or baby: The first time you get the courage to leave your baby alone can be heart-wrenching-which is why the person you select should be very experienced with infants and babies. They should be able to feed, burp and change your baby and should enjoy working with newborns. Ideally, this sitter should be trained in infant and baby CPR and first aid.

If your child is a toddler or a young child: Young children and toddlers can be rambunctious, so it’s important to find a sitter who can handle moods. In terms of personality, the sitter should be warm, competent and calm so that she can easily soothe your baby. The sitter should be fun and entertaining, but also able to set boundaries. CPR and first aid training is a plus, as is a sitter with lots of energy herself.

If your child is in elementary or middle school: As your child gets older, finding a sitter who’s a good match for your child in terms of personality becomes increasingly important. You want to find someone your child likes spending time with-and looks forward to seeing.

Where to look. The very best way to find a sitter is word of mouth. Ask your family, friends, co-workers and other moms at your child’s school if they have a great sitter they can recommend. You might even try your pediatrician. If you can’t find a sitter through a personal recommendation, try your local nursery school. Often, sitters will advertise on nursery school bulletin boards, or at other community centers frequented by parents and young children, like the local library or your church.

Do a phone interview first. First, speak with the sitter on the phone to get a sense of her experience and personality, and whether her availability meets your needs. You can also ask what they charge – there’s no sense in going through the rest of the interview if she charges more than you’re willing to pay.

Don’t cheap out. Another way to ensure you’re hiring a good babysitter is to offer good pay. You can get what you pay for in babysitting, and older, more responsible babysitters want more money than teens. Pay can start from around the minimum wage in your area for a teenage babysitter to $13 or more for an experienced babysitter with CPR certification.

Get references. Do this before the in-person interview. That will be your best insight into what kind of job they do. Feel free to ask references anything you feel necessary to learn as much as you can. And don’t just stop at one. Talk to several people the sitter has worked for. If they don’t have any references, think twice about hiring them.

Set up a meet-and-greet. If you like what you hear after speaking to references, set up a time for her to come over and meet your child. If possible, get the sitter’s parent to join them in the interview. If your kid is a baby or an infant, this is a good time to observe how the sitter handles him. If your child is older, you may want to give the two of them some unstructured playtime, so you can see how they interact.

Be clear and specific about your expectations. Now is also the time to talk about your expectations. Is it okay if your child watches TV? Is it important that your child be asleep by 8 p.m. sharp? Are you looking for a sitter to go over your child’s homework? Do you have a dog that you’ll need walked and fed? Talk through these scenarios to make sure that the potential sitter is a good fit.

Do a trial run. You can learn a lot by doing a paid trial run with you present. A good babysitter won’t blink an eye at the request for a trial run. Watch her interact with your children. Do you like her style? How about her teaching skills; her playfulness? Are you comfortable with the way she disciplines? How do the kids connect with the candidate? After all, they’re the ones who will be spending the most time with her, so seeing the child-sitter interaction first hand can be a big help when making your final decision.

Above all, trust your gut. A potential sitter may seem like the ideal candidate and have all the qualifications you’re looking for, but if there is something nagging at you and it doesn’t feel right, don’t risk leaving your child alone with that person.

Larry Cirnigliaro
For all your Real Estate Needs!
714.394.6649

 


“Only those who will risk going too far can possibly find out how far one can go.” – T.S. Eliot